Will investing in a 529 plan through Backer impact my child’s financial aid eligibility?

CollegeBacker

A 529 plan is considered a parental asset on FAFSA, so it will affect how your Expected Family Contribution (EFC) is calculated. However, your EFC will increase by at most 5.64% of your 529 assets, which is much lower than the 20% of student assets (like UGMA/UTMA).


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